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EVERY EFFORT HAS BEEN MADE TO ACCURATELY REPRESENT THIS PRODUCT AND IT’S POTENTIAL. EVEN THOUGH THIS INDUSTRY IS ONE OF THE FEW WHERE ONE CAN WRITE THEIR OWN CHECK IN TERMS OF EARNINGS, THERE IS NO GUARANTEE THAT YOU WILL EARN ANY MONEY USING THE TECHNIQUES AND IDEAS IN THESE MATERIALS. EXAMPLES IN THESE MATERIALS ARE NOT TO BE INTERPRETED AS A PROMISE OR GUARANTEE OF EARNINGS. EARNING POTENTIAL IS ENTIRELY DEPENDENT ON THE PERSON USING OUR PRODUCT, IDEAS AND TECHNIQUES. WE DO NOT PURPORT THIS AS A “GET RICH SCHEME.”

ANY CLAIMS MADE OF ACTUAL EARNINGS OR EXAMPLES OF ACTUAL RESULTS CAN BE VERIFIED UPON REQUEST. YOUR LEVEL OF SUCCESS IN ATTAINING THE RESULTS CLAIMED IN OUR MATERIALS DEPENDS ON THE TIME YOU DEVOTE TO THE PROGRAM, IDEAS AND TECHNIQUES MENTIONED, YOUR FINANCES, KNOWLEDGE AND VARIOUS SKILLS. SINCE THESE FACTORS DIFFER ACCORDING TO INDIVIDUALS, WE CANNOT GUARANTEE YOUR SUCCESS OR INCOME LEVEL. NOR ARE WE RESPONSIBLE FOR ANY OF YOUR ACTIONS.

MATERIALS IN OUR PRODUCT AND OUR WEBSITE MAY CONTAIN INFORMATION THAT INCLUDES OR IS BASED UPON FORWARD-LOOKING STATEMENTS WITHIN THE MEANING OF THE SECURITIES LITIGATION REFORM ACT OF 1995. FORWARD-LOOKING STATEMENTS GIVE OUR EXPECTATIONS OR FORECASTS OF FUTURE EVENTS. YOU CAN IDENTIFY THESE STATEMENTS BY THE FACT THAT THEY DO NOT RELATE STRICTLY TO HISTORICAL OR CURRENT FACTS. THEY USE WORDS SUCH AS “ANTICIPATE,” “ESTIMATE,” “EXPECT,” “PROJECT,” “INTEND,” “PLAN,” “BELIEVE,” AND OTHER WORDS AND TERMS OF SIMILAR MEANING IN CONNECTION WITH A DESCRIPTION OF POTENTIAL EARNINGS OR FINANCIAL PERFORMANCE.

ANY AND ALL FORWARD LOOKING STATEMENTS HERE OR ON ANY OF OUR SALES MATERIAL ARE INTENDED TO EXPRESS OUR OPINION OF EARNINGS POTENTIAL. MANY FACTORS WILL BE IMPORTANT IN DETERMINING YOUR ACTUAL RESULTS AND NO GUARANTEES ARE MADE THAT YOU WILL ACHIEVE RESULTS SIMILAR TO OURS OR ANYBODY ELSES, IN FACT NO GUARANTEES ARE MADE THAT YOU WILL ACHIEVE ANY RESULTS FROM OUR IDEAS AND TECHNIQUES IN OUR MATERIAL.

The author and publisher disclaim any warranties (express or implied), merchantability, or fitness for any particular purpose. The author and publisher shall in no event be held liable to any party for any direct, indirect, punitive, special, incidental or other consequential damages arising directly or indirectly from any use of this material, which is provided “as is”, and without warranties.

As always, the advice of a competent legal, tax, accounting or other professional should be sought.

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All links are for information purposes only and are not warranted for content, accuracy or any other implied or explicit purpose.

Welcome to http://www.acgeneral.com (the “Site”).

We understand that privacy online is important to users of our Site, especially when conducting business.
This statement governs our privacy policies with respect to those users of the Site (“Visitors”) who visit without
transacting business and Visitors who register to transact business on the Site and make use of the various services offered by Seismic Marketing, LLC (collectively, “Services”) (“Authorized Customers”).

“Personally Identifiable Information”
refers to any information that identifies or can be used to identify, contact, or locate the person to whom such information pertains, including, but not limited to, name, address, phone number, fax number, email address, financial profiles, social security number, and credit card information. Personally Identifiable Information does not include information that is collected anonymously (that is, without identification of the individual user)
or demographic information not connected to an identified individual.

What Personally Identifiable Information is collected?
We may collect basic user profile information from all of our Visitors. We collect the following additional information from our Authorized Customers: the names, addresses, phone numbers and email addresses of Authorized Customers, the nature and size of the business, and the nature and size of the advertising inventory that the Authorized Customer intends to purchase or sell.

What organizations are collecting the information?
In addition to our direct collection of information, our third party service vendors (such as credit card companies, clearinghouses and banks) who may provide such services as credit, insurance, and escrow services may collect this information from our Visitors and Authorized Customers. We do not control how these third parties use such information, but we do ask them to disclose how they use personal information provided to them from Visitors and Authorized Customers. Some of these third parties may be intermediaries that act solely as links in the distribution chain, and do not store, retain, or use the information given to them.

How does the Site use Personally Identifiable Information?
We use Personally Identifiable Information to customize the Site, to make appropriate service offerings, and to fulfill buying and selling requests on the Site. We may email Visitors and Authorized Customers about research or purchase and selling opportunities on the Site or information related to the subject matter of the Site. We may also use Personally Identifiable Information to contact Visitors and Authorized Customers in response to specific inquiries, or to provide requested information.

With whom may the information may be shared?
Personally Identifiable Information about Authorized Customers may be shared with other Authorized Customers who wish to evaluate potential transactions with other Authorized Customers. We may share aggregated information about our Visitors, including the demographics of our Visitors and Authorized Customers, with our affiliated agencies and third party vendors. We also offer the opportunity to “opt out” of receiving information or being contacted by us or by any agency acting on our behalf.

How is Personally Identifiable Information stored?
Personally Identifiable Information collected by Seismic Marketing, LLC is securely stored and is not accessible to third parties or employees of Seismic Marketing, LLC except for use as indicated above.


What choices are available to Visitors regarding collection, use and distribution of the information?
Visitors and Authorized Customers may opt out of receiving unsolicited information from or being contacted by us and/or our vendors and affiliated agencies by responding to emails as instructed, or by contacting us at 457 Nathan Dean Blvd Suite 105 PMB 135 Dallas, GA 30157


Are Cookies Used on the Site?
Cookies are used for a variety of reasons. We use Cookies to obtain information about the preferences of our Visitors and the services they select. We also use Cookies for security purposes to protect our Authorized Customers. For example, if an Authorized Customer is logged on and the site is unused for more than 10 minutes, we will automatically log the Authorized Customer off.

How does Seismic Marketing, LLC use login information?
Seismic Marketing, LLC uses login information, including, but not limited to, IP addresses, ISPs, and browser types, to analyze trends, administer the Site, track a user’s movement and use, and gather broad demographic information.

What partners or service providers have access to Personally Identifiable Information from Visitors and/or Authorized Customers on the Site?
Seismic Marketing, LLC has entered into and will continue to enter into partnerships and other affiliations with a number of vendors.
Such vendors may have access to certain Personally Identifiable Information on a need to know basis for evaluating Authorized Customers for service eligibility.
Our privacy policy does not cover their collection or use of this information.
Disclosure of Personally Identifiable Information to comply with law. We will disclose Personally Identifiable Information in order to comply with a court order or subpoena or a request from a law enforcement agency to release information. We will also disclose Personally Identifiable Information when reasonably necessary to protect the safety of our Visitors and Authorized Customers.

How does the Site keep Personally Identifiable Information secure?
All of our employees are familiar with our security policy and practices. The Personally Identifiable Information of our Visitors and Authorized Customers is only accessible to a limited number of qualified employees who are given a password in order to gain access to the information. We audit our security systems and processes on a regular basis. Sensitive information, such as credit card numbers or social security numbers, is protected by encryption protocols, in place to protect information sent over the Internet. While we take commercially reasonable measures to maintain a secure site, electronic communications and databases are subject to errors, tampering and break-ins, and we cannot guarantee or warrant that such events will not take place and we will not be liable to Visitors or Authorized Customers for any such occurrences.

How can Visitors correct any inaccuracies in Personally Identifiable Information?
Visitors and Authorized Customers may contact us to update Personally Identifiable Information about them or to correct any inaccuracies by emailing us at seismicmarketing@gmail.com

Can a Visitor delete or deactivate Personally Identifiable Information collected by the Site?
We provide Visitors and Authorized Customers with a mechanism to delete/deactivate Personally Identifiable Information from the Site’s database by contacting . However, because of backups and records of deletions, it may be impossible to delete a Visitor’s entry without retaining some residual information. An individual who requests to have Personally Identifiable Information deactivated will have this information functionally deleted, and we will not sell, transfer, or use Personally Identifiable Information relating to that individual in any way moving forward.

What happens if the Privacy Policy Changes?
We will let our Visitors and Authorized Customers know about changes to our privacy policy by posting such changes on the Site. However, if we are changing our privacy policy in a manner that might cause disclosure of Personally Identifiable Information that a Visitor or Authorized Customer has previously requested not be disclosed, we will contact such Visitor or Authorized Customer to allow such Visitor or Authorized Customer to prevent such disclosure.

Links:
http://www.acgeneral.com contains links to other web sites. Please note that when you click on one of these links, you are moving to another web site. We encourage you to read the privacy statements of these linked sites as their privacy policies may differ from ours.

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Visitors, viewers, users, subscribers, members, affiliates, or customers, collectively referred to herein as “Visitors,” are parties to this agreement. The website and its owners and/or operators are parties to this agreement, herein referred to as “Website.”

USE OF INFORMATION FROM THIS WEBSITE

Unless you have entered into an express written contract with this website to the contrary, visitors, viewers, subscribers, members, affiliates, or customers have no right to use this information in a commercial or public setting; they have no right to broadcast it, copy it, save it, print it, sell it, or publish any portions of the content of this website. By viewing the contents of this website you agree this condition of viewing and you acknowledge that any unauthorized use is unlawful and may subject you to civil or criminal penalties. Again, Visitor has no rights whatsoever to use the content of, or portions thereof, including its databases, invisible pages, linked pages, underlying code, or other intellectual property the site may contain, for any reason for any use whatsoever. Nothing. Visitor agrees to liquidated damages in the amount of U.S.$100,000 in addition to costs and actual damages for breach of this provision. Visitor warrants that he or she understands that accepting this provision is a condition of viewing and that viewing constitutes acceptance.

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The website and its contents are owned or licensed by the website. Material contained on the website must be presumed to be proprietary and copyrighted. Visitors have no rights whatsoever in the site content. Use of website content for any reason is unlawful unless it is done with express contract or permission of the website.

HYPERLINKING TO SITE, CO-BRANDING, “FRAMING” AND REFERENCING SITE PROHIBITED

Unless expressly authorized by website, no one may hyperlink this site, or portions thereof, (including, but not limited to, logotypes, trademarks, branding or copyrighted material) to theirs for any reason. Further, you are not allowed to reference the url (website address) of this website in any commercial or non-commercial media without express permission, nor are you allowed to ‘frame’ the site. You specifically agree to cooperate with the Website to remove or de-activate any such activities and be liable for all damages. You hereby agree to liquidated damages of US $100,000.00 plus costs and actual damages for violating this provision.

DISCLAIMER FOR CONTENTS OF SITE

The website disclaims any responsibility for the accuracy of the content of this website. Visitors assume the all risk of viewing, reading, using, or relying upon this information. Unless you have otherwise formed an express contract to the contrary with the website, you have no right to rely on any information contained herein as accurate. The website makes no such warranty.

DISCLAIMER FOR HARM CAUSED TO YOUR COMPUTER OR SOFTWARE FROM INTERACTING WITH THIS WEBSITE OR ITS CONTENTS. VISITOR ASSUMES ALL RISK OF VIRUSES, WORMS, OR OTHER CORRUPTING FACTORS.

The website assumes no responsibility for damage to computers or software of the visitor or any person the visitor subsequently communicates with from corrupting code or data that is inadvertently passed to the visitor’s computer. Again, visitor views and interacts with this site, or banners or pop-ups or advertising displayed thereon, at his own risk.

DISCLAIMER FOR HARM CAUSED BY DOWNLOADS

Visitor downloads information from this site at this own risk. Website makes no warranty that downloads are free of corrupting computer codes, including, but not limited to, viruses and worms.

LIMITATION OF LIABILITY

By viewing, using, or interacting in any manner with this site, including banners, advertising, or pop-ups, downloads, and as a condition of the website to allow his lawful viewing, Visitor forever waives all right to claims of damage of any and all description based on any causal factor resulting in any possible harm, no matter how heinous or extensive, whether physical or emotional, foreseeable or unforeseeable, whether personal or business in nature.

INDEMNIFICATION

Visitor agrees that in the event he causes damage, which the Website is required to pay for, the Visitor, as a condition of viewing, promises to reimburse the Website for all.

SUBMISSIONS

Visitor agrees as a condition of viewing, that any communication between Visitor and Website is deemed a submission. All submissions, including portions thereof, graphics contained thereon, or any of the content of the submission, shall become the exclusive property of the Website and may be used, without further permission, for commercial use without additional consideration of any kind. Visitor agrees to only communicate that information to the Website, which it wishes to forever allow the Website to use in any manner as it sees fit. “Submissions” is also a provision of the Privacy Policy.

NOTICE

No additional notice of any kind for any reason is due Visitor and Visitor expressly warrants an understanding that the right to notice is waived as a condition for permission to view or interact with the website.

DISPUTES

As part of the consideration that the Website requires for viewing, using or interacting with this website, Visitor agrees to use binding arbitration for any claim, dispute, or controversy (“CLAIM”) of any kind (whether in contract, tort or otherwise) arising out of or relating to this purchase, this product, including solicitation issues, privacy issues, and terms of use issues.

Arbitration shall be conducted pursuant to the rules of the American Arbitration Association which are in effect on the date a dispute is submitted to the American Arbitration Association. Information about the American Arbitration Association, its rules, and its forms are available from the American Arbitration Association, 335 Madison Avenue, Floor 10, New York, New York, 10017-4605. Hearing will take place in the city or county of the Seller.

In no case shall the viewer, visitor, member, subscriber or customer have the right to go to court or have a jury trial. Viewer, visitor, member, subscriber or customer will not have the right to engage in pre-trial discovery except as provided in the rules; you will not have the right to participate as a representative or member of any class of claimants pertaining to any claim subject to arbitration; the arbitrator’s decision will be final and binding with limited rights of appeal.

The prevailing party shall be reimbursed by the other party for any and all costs associated with the dispute arbitration, including attorney fees, collection fees, investigation fees, travel expenses.

JURISDICTION AND VENUE

If any matter concerning this purchase shall be brought before a court of law, pre- or post-arbitration, Viewer, visitor, member, subscriber or customer agrees to that the sole and proper jurisdiction to be the state and city declared in the contact information of the web owner unless otherwise here specified. In the event that litigation is in a federal court, the proper court shall be the closest federal court to the Seller’s address.

APPLICABLE LAW

Viewer, visitor, member, subscriber or customer agrees that the applicable law to be applied shall, in all cases, be that of the state of the Seller.

CONTACT INFORMATION

The Seller of this product is:
Mailing address:
Seismic Marketing, LLC
457 Nathan Dean Blvd Suite 105 PMB 135
Dallas, GA 30157
United States

Contact Email: seismicmarketing@gmail.com, All Rights Reserved.

Statistics say that only 28% of identity theft incidents involve financial fraud, that is quite a number. However, if you combine the 19% from phone and utilities fraud, 18% from bank fraud, 13% from employment fraud, 8% from government and benefits fraud, 6% from loan fraud and 22% from others like insurance fraud they would weigh more than financial fraud. That means, you have to be on-guard against other means of identity theft not just financial fraud.

I know these facts about identity theft sound unbelievable but they are TRUE!

So, now that you are well-acquainted with the magnitude of this crime and how far-reaching it can be. Then, you must want to know some tips on how you can safeguard your identity.

Use Internet Safely

Never send any personal information, especially personal identification numbers by email. If you must shop online, choose web pages which have an image of a lock at the bottom of its page or have “https” in the address bar, these are secure ones. Also, never forget to keep your anti-virus software updated and to delete spam mails asking for your personal information.

Discard Private Records Properly

Discard documents that contain financial information that should be kept in private. You must shred them, you would be alarmed at how much getting hold of these statements can help thieves steal your identity.

Protect Your Social Security Number

Getting your social security number is the best personal information a thief could acquire from you. Just by those numbers alone they can access almost everything of yours especially your credit and bank accounts. You should memorize your number instead of carrying it with you, keep your card in a safe place and never write your number on checks.

Monitor Your Credit Accounts

You should monitor your credit accounts on a regular basis, this can help you in detecting identity theft early.

Keep these tips in mind and you’ll reduce your chances of becoming a victim of identity theft.

Here are some questions and answers to help you look at things with more clarity so you can avoid identity theft.

What do identity thieves want from you?

They want your personal information. They are looking for your social security number and your account numbers, so they will target anything that might contain these information.

So, where can they find your personal information?

They can look for them in the most obvious places like your wallet or bag. Your wallet or bag probably contain your ID’s, credit and debit cards, and even papers which contain your personal information. You probably wrote account numbers or passwords on a piece of paper found in your wallet, just in case you forgot them.

They can also check your mailbox. Credit agencies and banks send you statement account reports and bills via mail. This is a great place for identity thieves to gain your personal information.

Your trash can also be a good place for them to look for your personal information. You probably throw receipts, bills, and slips in the bin, all of these contain valuable information about you. These can be used by thieves to steal your identity.

But the best source for your personal information is YOU. Thieves can pose as respectable companies and ask you for your personal information.

How will the identity thief use these things?

Well, first, they can purchase expensive items that can be sold easily using your credit cards. They can also open new accounts using your name and social security number, for example, a bank account, then they can use it to write bad checks. They can take out loans under your name, even buy a car. Also, they can get a job using your name or file for bankruptcy to avoid paying their debts. Worse, they can have you arrested by giving your name to the police!

Then, how can you protect yourself from identity theft?

First, do not carry your social security card or personal identification numbers in your purse or wallet, or anywhere with you if you can avoid it. Second, get your incoming mail as soon as you can to keep them from getting to it first, or you can have your mail deposited in PO Box. Third, shred documents containing your personal information before throwing them in the bin and keep the ones you have to keep in a safe box. Do not carry important documents everywhere you go, unless you need to. Finally, do not give out personal information casually, be careful and wary of doing so.

Now, go and start doing these things to protect your identity.

Preventing Identity Theft

1. Regularly monitor your credit accounts, look out for irregularities like new accounts and purchases you did not make. So, that in case of identity theft, you can detect it early and respond accordingly.

2. Shred papers like bank slips and other documents which contain your personal information because some people will purposely look for them in your trash just to get your identity and use it for their own gain.

3. Keep important documents in a safe place. As much as possible you should not carry them everywhere with you so that you won’t lose them or have them stolen from you.

4. Do not give personal information easily, safeguard it by revealing as little as possible.

However, in case you become a victim make sure you report the crime to the proper authorities.

Reporting Identity Theft

1. Report as soon as possible to any of the three: Experian, Equifax, and TransUnion. Notifying one of them will compell them to notify the other two. Doing this fraud alert will allow them to be more cautious about your account and to contact you before making any decision.

2. Inform the police of the crime and have them make an identity theft report, listing all of the fraudulent accounts. Make sure you have a copy of the report.

3. Submit a complaint at the Federal Trade Commission and provide them with the police report number. The FTC maintains information on identity theft which is shared nationwide with those who are trying to catch the perpetrators. Also, do not forget to fill out the ftc fraud affidavit form.

4. Inform credit companies about the identity theft, do it in person and in writing. Point out the fraudulent accounts and transactions so that they will know which ones you are not liable for.

In closing, identity theft is deplorable and should be stopped soon before it destroys more lives!

Child Identity Theft

There are some people who target identities of children. And, more often than not, the thief is a family member, a relative or somebody close to the family. This is alarming because, although the child may not use his social security number until after 8 years or so, the thief can use the stolen identity to access a college fund for the child and steal it.

Social Security Identity Theft

This occurs when your social security number and your name are used to open a new credit account. Your SSN is probably one the most valuable pieces of personal information that somebody can steal from you. Once someone has your SSN, they can use it to assume your identity and evade tax or if they are a convict, make a clean slate for themselves.

Medical Identity Theft

Some people will use your personal information to benefit from your medical and health insurance. They can get medical treatment, surgery and drugs for free using our information. They can use your personal info to send fabricated bills to your insurance company.

Internet Identity Theft

Also known as online or computer theft. Unlike the usual identity theft where the thief takes something from you that has your personal information and use it to steal from you, for this theft, they do not need any of those. With online shopping becoming evermore popular, your computer probably has stored in its memory your personal information. Malware, viruses, and other rogue software applications can allow access to your personal information. They can then use your information to purchase items online using your identity or to open new credit accounts.

Business Identity Thefts

The usual target for these thieves are small to medium sized establishments. They will use the private information of a company to avail of their huge reserve of money and business partners.

Credit Card Identity Theft

In this case, your credit card information is used by the thief so they can purchase things for free under your identity.

More than knowing this information, it is more important for you to know how to protect yourself from identity thieves. Let this knowledge strengthen and empower you to vigilance!

However, because of the gravity of this matter, it is certain that you will want to choose the RIGHT company to avail identity theft protection from. The thing is, with the numerous insurance company promoting their services quite convincingly and promising the world to you, it becomes confusing and even difficult to select what identity theft protection will benefit you more.

So, for comparison purposes, and for you to be able to choose the best identity theft insurance for you, here are some of these insurance and the protection and service they offer. These are based on consumer reports and reviews of these services.

Lifelock

It was given full marks by consumers in terms of security, recovery assistance, additional features, customer support, and information protected. Among the insurance reviewed it ranked first. They do not sell your information to third party firms and are continuously improving their services and to reinforce protection of your identity. They do not offer to reimburse the money lost due to identity theft but they have $1M worth of assistance available for you if ever you do become a victim. In this way, you can go after the perpetrators full force.

ProtectMyID

It is ranked second and is one of the best. However, althought it monitors all your credit reports it needs to beef up on their security service, they need to offer more for their customers. They also have fraud resolution agents to help you recover your untarnished name if you become a victim of identity theft. One of their additional feature which is very useful is a service to protect your children from identity theft. Their customer support is also one of the best.

Identity Guard

This service is similar to ProtectMyID. Its security is very good, it does not give you fraud alerts but it monitors your account for possible danger. Another benefit from their plans is the free internet security suite. It focuses on protection rather recovery but its recovery service is still great, it offers up to $1M actual insurance and it has lost wallet protection. It offers 24-hour live customer support. Lastly, it protects all your personal information and even those found on public records.

Besides these three, there are more out there but those mentioned above were given the highest marks by customers. Choose wisely!

What is the Trilegiant Identity Theft Protection?

It is a credit-monitoring service. For this service, you need to pay almost $13 a month to get their protection.

What services do they offer?

They can give you a thorough report on your personal credit, which contains information from three bureaus. They give daily reports on their monitoring of the three bureaus as well as quarterly updates. Lastly, they offer an insurance of $10000 for expenses you will incur in case of identity theft.

Comments

While the Trilegiant Identity Theft Protection seem like a decent service, its service is limited and does not seem substantial. So, I think the price is too high for the low level of service they offer. Furthermore, their credit alert service is handled by Wells Fargo, and this company is now known to have placed in danger the personal information of their customers over the years. That is not to say that the situation has not been remedied but with a track record like that, I wouldn’t want to entrust my personal information to them.

Recommendation

Honestly, I do not think trilegiant’s service is worth it. There are other companies with wider and better services who do not only offer credit monitoring and not merely $10000 of insurance but up to $1M worth of insurance in case of identity theft. What’s more, they only cost around $9 a month. That seems like only a $4 difference between their prices but the extensiveness of the service they provide is world’s apart.

Well and good, right? So, is there also a Free Identity Theft Protection around?

There are no companies that provide free identity theft protection but most of the things they do for you can be done on your own. Credit monitoring can also be done by you not just by companies. You make use of receipts, slips and other proofs of purchase to keep track of your credit. To protect yourself from identity theft you can try to be more careful and cautious with regards to your personal information.

In the end, the choice is up to you. You can choose to avail the service of insurance companies for your own peace of mind but you can also choose to do-it-yourself!