The rapid boom of science and technology during this generation is blatantly obvious. Everything is made easy and accessible. There are instant everything: instant food, instant drinks and the like. Everything is so convenient, you do not even need to take a step out of your house because you can shop online. However, along with these conveniences, committing crime has also been made easy.
Identity theft is the stealing of someone’s personal information and using it for your own gain while the victim bears the consequences of your actions. This kind of thievery has been made easy with the advent of the internet and computers. Most especially during these times where you can do almost all of your transactions online. Identity theft has been quite a problem because it’s hard to catch the perpetrator and a lot of lives are ruined as a result of their actions.
Identity theft has victimized numerous indidividuals. Some people have had their savings stolen from them, others are made to pay credit card bills for purchases they did not make. One of the modus operandi for this kind of crime is via email. They send you an email saying you won a huge sum of money and then, they ask you for your personal information in the guise of needing it to transfer the money to your bank account only to find out that they were in reality, trying to access your account so they can take money from it!
Under the Federal Trade Commission, consumers are being protected from being a victim of this. It is the country’s consumer protection agency. They protect consumers from unjust and unlawful acts regarding business transactions. They protect citizens from scammers by providing reliable information which you can check at ftc.gov. You can also file a complaint on their site if you are a victim of unfair business practices, and identity theft. They will use your complaints detect, investigate and prosecute those who are breaking the law.
Thus, it is imperative that consumer be extra careful of frauds like these and to not hand-out their personal information so casually. They have to especially be careful about their bank account numbers and social security number because just by getting their names and those numbers they can steal almost anything from you. It is then your call to be more vigilant about identity thieves and be more cautious about your personal information.