With the alarming number of people becoming victims of identity theft, ID theft protection has become a necessity. It is imperative that we find a way to protect ourselves. Because there is a need and a sense of urgency, insurance companies have come up with service that they hope could abate all your identity theft fears.
However, because of the gravity of this matter, it is certain that you will want to choose the RIGHT company to avail identity theft protection from. The thing is, with the numerous insurance company promoting their services quite convincingly and promising the world to you, it becomes confusing and even difficult to select what identity theft protection will benefit you more.
So, for comparison purposes, and for you to be able to choose the best identity theft insurance for you, here are some of these insurance and the protection and service they offer. These are based on consumer reports and reviews of these services.
Lifelock
It was given full marks by consumers in terms of security, recovery assistance, additional features, customer support, and information protected. Among the insurance reviewed it ranked first. They do not sell your information to third party firms and are continuously improving their services and to reinforce protection of your identity. They do not offer to reimburse the money lost due to identity theft but they have $1M worth of assistance available for you if ever you do become a victim. In this way, you can go after the perpetrators full force.
ProtectMyID
It is ranked second and is one of the best. However, althought it monitors all your credit reports it needs to beef up on their security service, they need to offer more for their customers. They also have fraud resolution agents to help you recover your untarnished name if you become a victim of identity theft. One of their additional feature which is very useful is a service to protect your children from identity theft. Their customer support is also one of the best.
Identity Guard
This service is similar to ProtectMyID. Its security is very good, it does not give you fraud alerts but it monitors your account for possible danger. Another benefit from their plans is the free internet security suite. It focuses on protection rather recovery but its recovery service is still great, it offers up to $1M actual insurance and it has lost wallet protection. It offers 24-hour live customer support. Lastly, it protects all your personal information and even those found on public records.
Besides these three, there are more out there but those mentioned above were given the highest marks by customers. Choose wisely!